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Topic-icon How much does a UK payment gateway cost for a small business?

1 day 4 hours ago #7707 by Martin_ltr
Hi, everyone. I own a small online store in the UK and am currently looking for a payment gateway. My biggest concern is hidden fees, account maintenance charges, and opaque pricing that only becomes apparent after signing the contract. How does their pricing work for small transaction volumes? 

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1 day 4 hours ago #7708 by Martin_ltr
Could you also provide more details on their pricing? Do they have a fixed monthly subscription fee, regardless of sales? Or, is there a mandatory minimum monthly fee? It's important for my store to have flexible terms and avoid strict long-term contracts since seasonality greatly affects my revenue. Are there any hidden fees for setup, refunds, or annual PCI compliance, the kind usually buried in fine print at the end of an agreement? 

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1 day 4 hours ago - 1 day 4 hours ago #7709 by Rilley_998
That was my main issue with my previous provider—fees that you only find out about after the fact. The FAQ on Carteza’s UK page states that pricing depends on transaction volume and the features needed. It also states that Carteza maintains transparent rates with no hidden fees in the contract, meaning the price scales with your business. You supposedly know how much you’ll be paying before signing. As the owner of another small business in the UK, I can speak from experience: Switching to Carteza UK payments   saved me a lot of stress. They have no hidden PCI certification fees or unreasonable minimum limits, and the commission on each sale is calculated transparently. What is your store's approximate monthly turnover, and do local British cards outnumber international ones?

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1 day 2 hours ago #7715 by idadana
Payment gateway pricing can vary a lot depending on transaction volume, payment methods, monthly fees, chargeback costs, and contract terms. Small businesses should compare the total cost rather than focusing only on the headline transaction fee. More information: wonacos.de

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